How Does It Work?
We've Simplified The Mortgage Process
No endless forms. No confusing back-and-forth. We guide you from application to closing with speed, clarity, and zero guesswork.
01
Apply Online
Start your application through our secure application link, it takes just minutes to get the ball rolling.
02
Get Approved
We review your details and shop 100+ lenders to find the best loan for your situation.
03
Close With Confidence
We coordinate with your realtor, title company, and lender to make closing smooth and stress-free.
04
Move In
Keys in hand, ready to start your next chapter, and we’ll still be here if you need us down the road.
ABOUT US
At Panther City Mortgage you aren't working with a call center, you're working with real people who live here, raise families here, and care about getting you the right home with the right loan.
Founded by Rand Toulouse, a mortgage broker with 27+ years of experience, Panther City Mortgage is built on simple values: clear communication, local expertise, and doing what’s right for the client every single time.
Our Services
Home Loans Made Simple
We match you with the right loan, walk you through every step, and keep the process smooth from start to close. Here’s how we help:
01
Local Experts
We’re not a national call center we’re your neighbors. Based right here in Panther City (Fort Worth), we understand the local market, the players, and what it takes to get a loan done right. We’ve built strong relationships with local agents, appraisers, and title companies, which helps us close faster and smoother. And we’re always just a call, text, or coffee away.
02
Loan Programs
One size doesn’t fit all. We offer a wide range of loan programs from FHA and VA to USDA and Jumbo to fit all kinds of financial situations. Whether you need a lower down payment, flexible credit requirements, or a loan for a higher-priced property, we’ll find the right fit and walk you through every step. We make the complex feel simple.
03
Refinancing
If you’re looking to lower your monthly payment, pull equity out, or pay off your home faster, refinancing could be the move. We’ll run the numbers, walk you through the options, and help you decide what’s smartest for your goals. No pressure just straight answers and smart advice. It’s your equity let’s make the most of it.
ALWAYS CONNECTED. ALWAYS IN YOUR CORNER.
Fast Responses
We reply fast. No phone tag, no waiting days for updates. Clear answers, when you need them.
Direct Access
Talk to a real human, not a call center. Call, text, or email, we’re here when you need us.
Step-By-Step Updates
Know what’s happening at every stage. We keep you in the loop so you’re never guessing.